Cookies Policy

Effective date: October 15, 2025
Contact Email: security@kalufinancialservices.com

1. Introduction

This Cookies Policy explains how Kalu Financial Services (“Company,” “we,” “us,” or “our”) uses cookies and similar technologies to recognize you when you visit our website and access our online platforms. It describes what these technologies are, why we use them, and your rights to control their use.

By using our website, you agree to the use of cookies in accordance with this policy.

2. What Are Cookies?

Cookies are small text files that are stored on your computer or mobile device when you visit a website. They help websites remember your actions and preferences (such as login details, language, and other display settings) over a period of time.

Cookies are widely used to make websites function efficiently and provide analytics to improve user experience.

3. Types of Cookies We Use

Kalu Financial Services uses several types of cookies to enhance your browsing experience and improve site functionality:

Essential Cookies
  • Required for the website to function properly.
  • Enable core features such as secure logins, form submissions, and payment processing.
Performance and Analytics Cookies
  • Collect anonymous data about how visitors use our website (pages visited, clicks, time spent).
  • Help us monitor and improve site performance and navigation.
Functional Cookies
  • Allow the website to remember choices you make (like region or language).
  • Provide personalized content and improved user convenience.
Advertising Cookies
  • Used to deliver relevant advertisements and measure campaign performance.
  • May track visits across multiple sites (if enabled through third-party integrations).

4. How We Use Cookies

We use cookies to:

  • Improve your browsing experience and navigation speed.
  • Analyze how our website is used to make future improvements.
  • Remember login sessions, preferences, and saved information.
  • Ensure site security and fraud prevention.
  • Provide customized marketing messages (when applicable).

5. Managing and Disabling Cookies

You can control or delete cookies at any time by adjusting your browser settings. Most browsers allow you to:

  • Block all cookies.
  • Delete existing cookies.
  • Receive a notification before cookies are stored.

Please note: Disabling cookies may affect certain functions of the website, including secure login and payment features.

For detailed instructions, visit your browser’s help section or www.allaboutcookies.org.

6. Third-Party Cookies

Some cookies on our website may come from third parties (such as analytics, advertising, or social media platforms). These third parties may collect data in accordance with their own privacy policies.

We recommend reviewing their individual cookie and privacy policies for details on how they handle your data.

7. Updates to This Policy

We may update this Cookies Policy periodically to reflect changes in technology, legislation, or our practices. Any updates will be posted on this page with a new Effective Date. Continued use of our website constitutes your acceptance of any updates.

8. Contact Us

If you have questions or concerns about our use of cookies, please contact us:

Kalu Financial Services
Email: security@kalufinancialservices.com